See Why We’re
Silicon Valley's Favorite Credit Union
Take an easy ride to your next vehicle

Access the car-buying resources and financing options you need.

14.99% - 19.00%APR
Fresh Start Auto Loans
Don't let your credit stop you from getting a car loan
4.24% - 19.00%APR
Auto Refinancing
Lower your interest rate and pay off your loan faster
Do Your Research
Weigh the pros and cons of buying a new or used car
Run the Numbers
Use this Car Lease vs. Buy Calculator to compare
Open the door to your dream home

KeyPoint offers a variety of mortgage options with competitive rates.

Rates you'll love
Mortgage Options
Check out our home loan options with great rates
Grants up to $32,837
Down Payment Assistance Program
You may be eligible for 
a down payment grant
Do Your Research
Learn about the process for buying your first home
Run the Numbers
Use our calculators to estimate loan payments and more
Getting the loan you need is possible

Credit challenges won't stop you from getting a loan at KeyPoint.

Credit Starter Loan
Establish credit and achieve a favorable FICO score
5.24%APR
Credit Mender Loan
Rebuild your credit and improve your FICO score
Do Your Research
Read our tips on how to build your credit history
Do Your Research
Learn about how you can achieve financial security
You can set yourself free from debt

Stop struggling with debt! KeyPoint has the solution.

10.49% - 24.00%APR
Debt Consolidation Loan
Consolidate your debt into one loan to pay it off
11.95% - 22.50%*APR
Personal Loans & Credit Lines
Get personal loan and credit options with great rates
Do Your Research
Explore common questions about debt consolidation
Run the Numbers
Use this calculator to see if debt consolidation is right for you
Plan to make your financial future brighter

Get retirement savings guidance and options at KeyPoint.

Up to 2.72% rate 2.75% APY
Retirement Accounts
Open a retirement account to start saving today
Up to 2.27%APY
Money Market Accounts
Start earning higher yields on your savings
Do Your Research
Learn about investment options for retirement
Run the Numbers
Use our calculators to help you create a savings plan

Check out our great rates

Banking at your fingertips

Keep a close eye 
on your balances
4.8 Star Rating
Banking at your fingertips
Mobile Wallet
Add a debit or credit card to your mobile wallet for instant access
Remote Deposit
Remotely deposit checks safely and securely
Transfer Funds
Move money between your accounts
Manage Bills
Pay your bills or set up 
automatic payments
Mobile Banking

Better than just banking

At KeyPoint, we help you make smart financial decisions—so you can get the most out of your money.

Member Discounts
Exclusive member deals and benefits
Great Rates
Our members get some of
the best rates around
Free Webinars
View our upcoming educational webinars
It all adds up to a unique banking experience you won’t find anywhere else.
Become a Member

We actively invest in the communities we serve

KeyPoint can always be counted on for the best support which is why we have been members since 1986!
- Mike V.
What I love most is how welcoming the staff is.
- Jenn D.
They treat you like family and not like the big banks.
- Frank K.
Love it here. A+ credit union.
- Alex N.
Always listening to what the customer needs.
- L. Booth
The staff is excellent.
- John D.
Empowering our members through financial education initiatives, events, scholarships and more.
View Community
Routing Number 321180515
Stay Informed with
How-to Videos
Check Application Status
See our
Holiday Schedule
Mortgage Hotline