Savings & Certificate Account Disclosures:
Savings accounts have a variable rate, and certificate accounts have a fixed rate
Money market account with balances under $1,000 earn the regular share rate.
All dividends are compounded and paid quarterly, except certificate accounts which are compounded and paid quarterly and/or at maturity.
* Direct Deposit rate increase is for initial opening deposit only and does not apply to certificate renewal/rollovers. Failure to maintain net direct deposit during the term of certificate will reduce the rate by .10% APY. Certificates must maintain the rate tier minimum balance through the end of the term. If the balance falls below the rate tier minimum balance, the Certificate must be closed. Applicable penalties will apply to principal balance. Early withdrawal penalties apply. Rates are subject to change without notice. Please call (888) 255-3637 with any additional questions.
APY = Annual Percentage Yield. Rates subject to change without notice.
Your KeyPoint deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).