*Funds held as collateral in the KeyPoint Share account will be placed on hold and will not be available until the Credit Rebuilding Loan or Line is paid in full and closed. Third party required to sign pledging their KeyPoint shared account for collateral
** The fixed Annual Percentage Rate (APR) is a sample APR. Rates Range from 15.49% to 15.74% and terms up to 24 months based on actual credit.
***The Annual Percentage Rate (APR) is variable and is based on the Prime Rate as published in The Wall Street Journal Money Rates Table (the \"Index\") plus a margin. Rates range from prime plus 12.49%. The minimum monthly payment for a Credit Rebuilder Line of Credit is the greater of $25.00 or 2% of the outstanding principal balance of the credit line plus accrued interest and other fees and charges billed to the account during the monthly billing period.
Credit Rebuilder line or loan rates may be reduced by a maximum total discount of .25% if you have automatic loan payment from a KeyPoint Credit Union checking or savings account.
Payment Examples: Pay $48.82 per month per $1,000 borrowed at 15.49% APR for 24 months. Ask a KeyPoint Credit Union representative for a payment example on the loan type, amount and term you want.
Rates are subject to change. Certain restrictions apply.