Business Checking
OPEN A NEW BUSINESS ELITE CHECKING ACCOUNT AND EARN A $500 BONUS* WITH QUALIFYING ACTIVITIES! Use promo code BUS26 (only available in branch).
Our Business Checking Accounts help you to manage your cash flow, electronically make payments and minimize fees. Bank anytime, anywhere with Online and Mobile** Banking.
| Elite Business Checking | Analyzed Business Checking | |
|---|---|---|
|
Account Description |
Best for new or small businesses with basic banking needs | Ideal for larger businesses with complex banking needs |
| Features | 100 free transactions per month ($0.45 fee for each additional transaction) |
Offers credits on qualifying balances to reduce or offset fees |
| Visa® Debit Card | Yes | Yes |
| Unlimited Check Writing & Deposits | Yes | Yes |
| Overdraft Protection Options | Yes | Yes |
| Online Banking and 24/7 Support | Yes | Yes |
| Monthly Service Fee*** | $15 (waived with a minimum $2,000 average daily balance) |
$25 (waived through Earnings Credit) |
| Minimum Opening Deposit | $100 | $100 |
KeyPoint Membership required.
*Offer available in-branch only and may be cancelled at any time. BUS26 promo code must be applied at the time of account opening. KeyPoint Business Membership required. To qualify for the bonus, Business Member must (a) open Elite Business Checking account with $100 required opening deposit, (b) have a minimum balance at or above $2,000 in Elite Checking account within 15 calendar days of account opening, (c) maintain minimum average daily balance of $2,000 for 90 days following the deadline for reaching the $2,000 minimum balance, and (d) complete minimum of 20 qualified transactions ($5 minimum per transaction) within 90 days starting the same day to which minimum average daily balance requirement applies. Qualified transactions include debit card purchases, ACH debit/credits, wire debit/credits, Zelle®, debit/credits, and RDC deposits. ATM transactions, in-branch cash withdrawals and transactions reversed for merchandise returns or other reasons do not count towards the requirement. If minimum average daily balance and qualified activity requirements are met, a $500 bonus will be applied within 30 calendar days of meeting requirements and credited to Business Elite Checking. KeyPoint reserves the right to not pay the bonus if we determine transactions have been manipulated to qualify. Offer good for new Business Members only, former Business Members who have closed an account within 24 months of new account opening date are not eligible for bonus. Business account must be opened using a valid Employer Identification Number (EIN). Accounts opened using Social Security Number (SSN) or other personal taxpayer identification numbers do not qualify. KeyPoint employees, volunteer officials, or their immediate family members are not eligible. May not be combined with any other promotion or offer. Other restrictions may apply. Taxed bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws. **Mobile carrier rates may apply. ***$2 monthly paper statement fee