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History

KeyPoint Credit Union is a Silicon Valley credit union dedicated to providing its members in the Bay Area, state of California and beyond with the products and services they need to improve their financial standing. We are as committed to providing leading-edge banking technology to our members as we were the first day we opened. 

The credit union launched in 1979 as AEA Credit Union to serve employees of American Electronics Association and others in the technology industry. That year, a group of visionaries among member companies of the AEA realized the benefits of pooling their resources to meet their financial needs. 

In 2004, the credit union changed its name to KeyPoint Credit Union and expanded its field of membership through a new community charter. In addition to the technology members, the credit union was also able to serve anyone who lives, works, attends school or worships in Santa Clara County, Alameda County, El Dorado County, Placer County, San Mateo County, Sacramento County, Santa Barbara County, Contra Costa County and designated areas of Ventura County in California. This expanded opportunity to serve enhanced our membership and allowed KeyPoint Credit Union to extend our mission to prioritize our members’ financial and banking needs.

KeyPoint Credit Union is an award-winning credit union that continues to focus on elite member service while providing valuable products and services. Members elect the volunteer Board of Directors that runs the credit union, which is a not-for-profit organization. We are one of California’s largest credit unions with more than $835 million in assets and more than 40,000 members, the majority employed in the high-tech industry.