KeyPoint Credit Union Business Loans and Lines of Credit
Grow your business
KeyPoint’s business loans and lines of credit enable you to expand to serve your customers.
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Loans & Lines of Credit

Attention entrepreneurs! As you build your small business, partner with a Bay Area credit union that understands and meets your needs. We take pride in lending to small businesses throughout California because we know what makes a successful small business: Valuable products and services, attention to detail and superior customer service. 

KeyPoint Credit Union offers several low-interest business loan options so you can capitalize on business opportunities when they arise. Benefits of business loans and lines of credit include: 

  • Our loan plans are customized for your needs.
  • We offer lower business loan rates, fewer business loan fees, and a higher level of service than you'll find at banks.
  • Expect a supportive, attentive approach from loan professionals committed to your success.

KeyPoint Credit Union’s Business Loan Options

  • Small Business Association (SBA) Loans: KeyPoint offers both the 7(a) and 504 SBA Loan programs
    • 7(a) Loan Program: This flexible program is used to finance everything from machinery and equipment, to land and buildings (including purchase, renovation and new construction).
    • 504 Loan Program: This program is specifically tailored to provide you with long-term, fixed-rate financing to acquire major fixed assets for expansion with as little as 10% down.
  • Commercial & Investment Real Estate Loans starting at $350K: Offered on various types of investment real estate, including single tenant, multi-units, strip malls, land, residential investment and more.
  • Commercial Equipment loans starting at $5K:  KeyPoint offers the equipment loans you need for your business, such as dental equipment, X-Ray, refrigeration units and more.
  • Business Lines of Credit starting at $50K: Ideal for small businesses that need a credit line for a variety of business needs.
We’re eager to discuss small-business loan options with you. Please contact Rick Pak at (408) 731-4260 or email him at rpak@keypointcu.com, submit an online request form,or apply today